Before you begin the home purchase process you need to get lender pre- qualification (unless you are paying cash). I suggest doing this BEFORE you even look for homes. You want to make sure you are looking at homes you can afford. Also, once you find the home of your dreams, you want to move fast on it. Most sellers will not consider your offer if you are not pre qualified. So let’s save you a lot of time and possible heart ache and get the ball rolling. You are free to pick which ever lender you like. Some lenders have ways and programs to help 1st time homebuyers with down payments and closing costs. If you are not sure, give me a shout and I will guide you.
Here are a few lenders you can contact for pre qualification.
- Amber Moser –Thrive Mortgage
- Lynsey Camp – Highlands Mortgage
- Chris Davis – Cornerstone Mortgage
- Sookie Brigance – Arvest Bank
Again, you can use whomever you are comfortable with however, please reach out to a lender BEFORE starting you home search. It will make your life much easier. If you find you are not ready yet to get a loan, most lenders will guide on what steps to take to become ready.